The provision of medical treatment pursuant to the Indiana Worker’s Compensation Act may well be the most valuable benefit available to an injured employee. Such medical treatment is not subject to an employee paid deductible or co-payment. The statutory medical benefit is unlimited in dollar amount and, under certain circumstances, may be available to an injured employee for the remainder of his life.
Indiana is an “employer choice” of medical state, meaning that the employer selects the attending physician for an injured employee. Thus, the employee is not free to obtain medical treatment at the employer’s expense (that is, unauthorized treatment) except in an emergency, where the employer or insurer has failed to provide an attending physician, or where there is other good reason.